Real Estate Blog - Blog Archive: December, 2025

You’ve accepted an offer on your home—congrats! Now what happens? When can the keys change hands?

If you’re wondering how long closing on a house takes in The Bahamas, or what the process looks like from here on, you’re not alone. 

The answer depends on whether you’re paying cash, using a mortgage, or buying from abroad. Cash deals can move quickly, while financed deals or purchases by foreign buyers often take longer due to the additional steps these transactions may involve.

In this guide, we’ll walk you through exactly what happens after you accept an offer, and how long each step can typically take when you buy or sell a property in The Bahamas.

TL;DR: How Long Does Closing on a House Take

  • How long does closing on a house…

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When you’re planning to buy a home in The Bahamas, one of the first things to get clear on is your finances: how much you’ll need to save, and what extra costs might crop up while you’re picturing life in paradise.

The truth is, there’s no magic number that works for everyone. How much you need to save depends on your situation and goals: Are you buying the home to live in or rent it out? Are you building from scratch or moving into something turnkey? Financing through a bank or paying cash?

That said, here’s a rough idea to help you start planning:

Local buyers usually need to save at least 10–12% of the purchase price, based on standard mortgage requirements. Foreign buyers often require 30% or more, as most Bahamian banks typically offer…

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